The following terms and phrases—whenever used in this Law—shall have the meanings assigned thereto unless the context requires otherwise:

• 1. Contributor: Any person with a service subject to the Civil Pension Law, Military Pension Law or Social Insurance Law.

• 2. Contribution Period: The periods calculated under one of the aforementioned laws.

• 3. lump Sum Settlement: A one-time lump sum disbursed to a contributor in return for his contribution period if such period does not qualify this contributor to obtain a pension pursuant to the law under which it was spent.

• 4. Former Law: The Civil Pension Law, Military Pension Law or Social Insurance Law to which a contributor was subject prior to moving to a job subject to the Latter Law.

• 5. Latter Law: The Civil Pension Law, Military Pension Law or Social Insurance Law governing the job to which a contributor has moved and under which his service has expired.

• 6. Two Laws: The (Civil or Military) Pension Law and the Social Insurance Law.

• 7. Competent Agency: The Public Pension Agency or the General Organization for Social Insurance, as the case may be.

• 8. Aggregation of Periods: An option granted to a contributor to aggregate his previous contribution period that he spent under the Former Law.

• 9. Law: The Law of Benefit Exchange between the Civil and Military Pension Laws and the Social Insurance Law, issued by Royal Decree no. (M/53), dated 23/7/1424H.

1- A participant who has transferred from work subject to the Retirement Law for civilians or military personnel to work subject to the Social Insurance Law, or vice versa, has the right to request the inclusion of the period calculated under the first law to the period calculated under the latter law.

2- The following conditions must be met for the acceptance of the request for the inclusion of periods:

• A- The participant must submit their request within two years from the specified date, for those who are currently employed on that date and for those who left work before that date.

And within two years from the date of joining the work subject to the last law for those who join after the specified date.

• B- The participant must not have received any compensation or pension for that period.

• C- The period requested for inclusion must not be less than one year.

• D- The participant's age must not exceed 59 years at the time of requesting the inclusion (except for those participants who left work subject to both laws before the specified date, as well as those participants who are still employed under the last law on the specified date).

• E- The pension under the first law must not have been entitled due to disability.

• F- The included periods of participation must not be periods that complete the entitlement to a pension before reaching the age of sixty under the last law; rather, the participant must complete the period required by this law, and this restriction does not apply in cases of termination of service due to death, disability, or resignation from service.

3- The participant may depart from their request to include their period of participation in the first law, provided that this departure occurs before the disbursement of insurance or retirement entitlements, and after departing, they may not return to request inclusion unless the specified deadline for submitting requests has not yet expired.

An application for aggregation shall be made according to the following rules:

• 1. A contributor shall submit an application wherein he expressly indicates his wish to aggregate the period or periods calculated under the Former Law, using the approved form.

• 2. A contributor shall submit his application directly to the Competent Agency or one of its branches or through his own agency. He may also send the same after completing all the required data by registered mail to the Competent Agency.

• 3. The entry of an application with the Competent Agency or the mail dispatch receipt, as the case may be, shall be deemed as the date specified for submitting the application. In all cases, the records of the Competent Agency shall register receipt of the said application within the specified period.

Upon receipt of the application, the Competent Agency shall take the following measures:

• 1. Examine the documents to ensure the applicant’s eligibility for aggregation;

• 2. Prepare a statement containing the following information:

  • a. Identification information of the contributor;

  • b. Type of contribution or service period/periods calculated under the Former Law;

  • c. The beginning and ending dates of the contribution or service period/periods, last salary or average contribution wage on the basis of which the pension is calculated, as the case may be;

  • d. The reason for expiry of the contribution or service period/periods.

  • e. Confirmation that a contributor has received a lump sum settlement or pension for the contribution or service period/periods and entering a notation in its records that no entitlements shall be disbursed to such contributor under the Former Law, unless upon receipt of a notice from the agency in charge of implementing the Latter Law or withdrawal of the application for aggregation.

• 3. Send the application for aggregation directly to the agency in charge of implementing the Latter Law, and attach thereto the statement referred to in Paragraph (2) hereabove

1. Ensure that the required conditions for aggregation are met, in which case the agency shall enter all the data related to the contributor and the period to be aggregated which is recorded in the application by the agency in charge of implementing the Former Law;

2. Notify both the contributor and the agency in charge of implementing the Former Law of the acceptance or rejection of the said application.

3. Notify the agency in charge of implementing the Former Law upon the contributor’s withdrawal of his application for aggregation, the expiry of his service, or his submission of a request for disbursement of his entitlements, as the case may be, either to complete the aggregation if the contributor is entitled to a pension or to cancel the same if he is not entitled to a pension.

Upon learning of the expiry of a contributor’s service or his submission of an application for disbursement of his entitlements, as the case may be, the agency shall determine the contributor’s position and rights with regard to aggregation, as follows:

• 1. If the total duration of the two periods does not entitle him to a pension according to the provisions of the Latter Law, the agency shall notify the other agency of the same.

• 2. If the total period of the two contribution periods or the period of his contribution under the Latter Law entitles the contributor to a pension, the agency shall notify the other agency of the expiry of his contribution period and his entitlement or that of his family members to a pension, as the case may be. The agency in charge of implementing the Latter Law shall decide on the pension due and shall accordingly disburse the same to the contributor or his family members, without waiting to receive the transferred value, and shall send a claim to the other agency requesting transfer of the said value

• 3. Without prejudice to Paragraph (6) of Article (3) of the Law, the retirement pension shall be calculated on the basis of aggregating the entire periods calculated under the Former Law to the period calculated under the Latter Law, as if they were all spent under the Latter Law, and the entitlement thereto shall be settled in accordance with this Law. However, it shall be taken into account that if the Latter Law is the Social Insurance Law and the average wage on the basis of which the pension is estimated according to its provisions is found to exceed the last salary under the Former Law multiplied by the coefficient specified in Table (5) and its annexed provisions attached to the Law, the pension payable for the two periods shall be calculated as follows:

  • a. A pension for the contribution period spent under the Social Insurance Law shall be calculated on the basis of the contribution wage specified under the provisions of that Law.

  • b. Another pension for the period spent under the Former Law shall be calculated on the basis of the last salary under that law multiplied by the coefficient specified in Table (5) and its annexed provisions attached to the Law. Such pension shall be added to the one allocated in the preceding Paragraph (a) and their total sum shall be disbursed as a unified pension.